Welcome to my website, I have been making some changes so some of the content may not be readily available.  It is my desire to offer information that is more oriented to the towns that I serve.  I will be providing data on the local markets, towns, and resources available.  My contact informations is located within the tab to the left that is entitled contact me, so if you  have any questions or would like to see any specific data posted, please let me know.  I hope that you enjoy the changes and thanks for vistiting!

Ten Tips for First-Time Homebuyers

1. Be picky, but not unrealistic, there is no perfect home.

2. Do your homework before you start looking.  Decide specifically what features you want in a home and which are most important to you.

3. Get your finances in order.  Review your credit report and be sure you have enough money to cover your down payment and your closing costs.

4. Don't wait to get a loan.  Talk to a lender and get prequalified for a mortgage before you start looking.

5. Don't ask too many people for opinions.  It will drive you crazy.

6. Decide when you could move.  When is your lease up?  Are you allowed to sublet.

7. Think long-term.  Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer?

8. Don't let yourself \be house poor.  If you max yourself out to buy the biggest home you can afford, you'll have no money left for decorating or other financial goals.

9. Don't be naive.  Insist on a home inspection and if possible get a warranty from the seller to cover defects within one year.

10. Most important, get help-hire a Realtor® there is no cost to you to get the representation that you need.